The problemis that while sponsoring a 401(k) plan is agreat idea, there are some unpleasant factsthat go along with it. The problem is thatmost employers treat a 401(k) plan with asmuch care as they do with other benefitssuch as free milk and coffee. SHARE: Join Our Email ListYou Have To Deal With SomeUnpleasant Facts About Your401(k) Plan.The greatest benefit you can provide as anemployer is a qualified retirement plan,such as a 401(k) plan.